A simple thing as depositing cheque n exchanging foreign currency took 45 mins at 10 in the morning... Why because cc exec knowledge in systems was incomplete... N incompetent people are employed or replaced to do a job.
Lets start at the very begining.. (i love this part)
Once upon a time... Heres what happened... He goes into the branch n a clerk is sitting to take cheques.. He gives his cheque with the deposit slip duly filled to the clerk sitting at the counter.. The clerk takes the cheque, tears the deposit slip and doesnt stamp it, simply hands it over to Abhi. On asking for a stamp the clerk says "stamp nahi milega, yahan stamp nahi hota..." ahmmm... When did that process change... as always u need to take a stand and fight for ur rights, abhi asked for the branch manager and then the clerk stamps the deposit slip.. couldnt he have followed the process and just done it the 1st time..
if that was not enough... 2nd incident on the same day in the same place.. The cc exec had no clue on how to convert foreign exchange n if it can be deposited into someone elses account..
Please Note: for future foreign exchange transactions "u cant do that cause u need to submit it into the account who's passport copy u r submitting.. "
so without prior clarification given, abhi fills up a form with the other account number, the entire page with all the required details and submits the form to get the process completed. the exec tells him that he cant do it.. (pls refer to "Please Note:" portion of the blog). so abhi fills another form and hands it over to the lady. now as all of us know, exchange rates change.. and logically when u r exchanging foreign currency, the prevailing rate is what u apply. unfortunately our lady was a little confused cause she wasnt sure whether to change currency on yesterday's rate or today's. she did go to the branch manager and confirm but precious time was wasted in that process. then, she has no idea about when the money would get deposited to the account.. TATs are missing.. now if the bank cant give a TAT for an activity done by them, then theres something wrong... yet again!! :) it finally did get done.. but at the cost of a lot of patience and a lot of time.. in the age where time is money...at the cost of money too.. (only notional)...
common line of problem: Issue with every cc exec is defensiveness n hurry to just get the work done, even if thats not the right way to do it..
my policy: Listen, understand, plan and THEN act. good lineup of words.. only if they are followed!! :))
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